Only the special coverage of listed buildings insurance, UK heritage properties owners should know, can adequately protect the value of these unique properties. Unlike other types of insurance, such as art insurance and antiques insurance, home insurance for listed buildings must take into account the value a heritage building adds to a business. Your insurance broker must have a good background in the buildings insurance market. The coverage and premium must be in accordance to your needs, so your broker must provide you with a customised policy. This is so that your edifice will not end up under or over insured.