UK homeowners who live in unique or historical buildings may want to consider getting specialist home insurance. When you intend to acquire a home insurance quote, here are things you need to think about. If you reside in a flood-prone area, you may need flood insurance. Insurance for fire-prone thatched homes must cover both the loss and the rebuild cost. Your home should still be eligible for coverage even when built the old techniques involving old style timber. Remember that in case of substantial damage to your unique homes, it’s better to have a good specialist home insurance.